Travel safely with your money
If you’re joining the masses in traveling this holiday season, the last thing you need is a money nightmare like a lost or stolen wallet. Here are a few reminders for keeping your money safe while traveling.
The Independent Traveler reminds us to keep our money, ATM and credit cards, passport, and airline tickets on us at all times. And keeping your valuables close to your chest is safer than your pockets or purses. You may not notice or think twice about someone brushing up against your shoulder or hips. But if someone puts their hands on your chest, you’ll notice!
So what to do? Hmmm, stash cash in your bra? I know a woman who uses this trick”I’ll spare you the details, but it doesn’t work for me. There are several inexpensive security pouches available. GiftsForProfessionals.com has a simple solution.
Try using travelers cheques. They’re secure, convenient, and easily replaceable if lost or stolen. American Express launched them in 1891 and they’re still popular.
The Department of Consumer Affairs suggests making copies of your important documents. Copying both sides of the documents. Your credit cards have valuable information on the back. Leave a copy with your emergency contact, friends or family. Make sure to take their contact information so you can reach them and have them send you a copy. Also take an extra copy with you. Don’t forget to keep your copies in a place other than with the originals!
International travel is always an adventure! There are travel tips specific to many popular locales. Some quick internet research and you’ll find helpful security information for your destination. About.com has helpful articles on world wide travel.
And, Google provides interesting links to sites like the Bureau for Consular Affairs, and FirstGov, and Safety.com.
If you’re going to need cash, try exchanging your currency before you leave home. It will familiarize you with the process before you’re abroad. And it allows you to spend your vacation time in exotic locations, rather than banks. Check out AAA for more information.
If you loose your ATM or credit card, retrieve your copies immediately and call the phone number listed on the back. Your banks can prevent further activity on your account and help you with alternative ways to access your money. If by some chance charges do appear on your account, Nolo Press reminds us that Federal law limits your liability for unauthorized charges made on your credit card after it has been lost or stolen. So report the incident as soon as possible.
Stay mindful of your surroundings and follow your instinct while traveling. I wish you all a safe, peaceful, and relaxing holiday season.
when i go out shopping clubbing or travel i put my paper money and i.d. in a leather change purse that i push down the bottom of my bra. yes if someone sees me pulling it out it may look strange but its the safest way a woman can carry her valuables. i even do this while walking on a beach in my bikini top. i was shy doing this as a teen but now years later i am used to it. a few stares and comments dont phase me. if you never done this before try it. it really works.