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	<title>Comments on: Investing 101: Living Below Your Means</title>
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	<description>We're here, We're queer, and We're not going Shopping without Coupons</description>
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		<title>By: Queercents &#187; Investing 101: Rich&#8217;s Six-Part Series</title>
		<link>http://queercents.com/2007/01/04/investing-101-living-below-your-means/comment-page-1/#comment-11805</link>
		<dc:creator>Queercents &#187; Investing 101: Rich&#8217;s Six-Part Series</dc:creator>
		<pubDate>Sat, 13 Jan 2007 15:11:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.queercents.com/2007/01/04/investing-101-living-below-your-means/#comment-11805</guid>
		<description>[...] Investing 101: Living Below Your Means Investing 101: Keeping Your Costs Low Investing 101: Minimizing Risk Maximizing Returns Investing 101: Don&#039;t Put Your Eggs in One Basket Investing 101: Inflation and Time Investing 101: The Tax Man Cometh [...]&lt;p class=&quot;top-comments&quot;&gt;Current score: &lt;span class=&quot;top-comments-karma&quot; id=&quot;karma-11805&quot;&gt;0&lt;/span&gt; &lt;small&gt;(to vote for this comment, please visit the site)&lt;/small&gt;&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>[...] Investing 101: Living Below Your Means Investing 101: Keeping Your Costs Low Investing 101: Minimizing Risk Maximizing Returns Investing 101: Don&#8217;t Put Your Eggs in One Basket Investing 101: Inflation and Time Investing 101: The Tax Man Cometh [...]
<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-11805">0</span> <small>(to vote for this comment, please visit the site)</small></p>
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		<title>By: Investing World Today &#187; festival of investing - January 9, 2007</title>
		<link>http://queercents.com/2007/01/04/investing-101-living-below-your-means/comment-page-1/#comment-11375</link>
		<dc:creator>Investing World Today &#187; festival of investing - January 9, 2007</dc:creator>
		<pubDate>Wed, 10 Jan 2007 15:26:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.queercents.com/2007/01/04/investing-101-living-below-your-means/#comment-11375</guid>
		<description>[...] Rich presents Investing 101: Living Below Your Means posted at Queercents, saying, &#8220;Rich at Queercents writes a four-part series on investing for beginners. It is designed to help the novice think carefully about how to build financial security and avoid common pitfalls.&#8221; [...]&lt;p class=&quot;top-comments&quot;&gt;Current score: &lt;span class=&quot;top-comments-karma&quot; id=&quot;karma-11375&quot;&gt;0&lt;/span&gt; &lt;small&gt;(to vote for this comment, please visit the site)&lt;/small&gt;&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>[...] Rich presents Investing 101: Living Below Your Means posted at Queercents, saying, &#8220;Rich at Queercents writes a four-part series on investing for beginners. It is designed to help the novice think carefully about how to build financial security and avoid common pitfalls.&#8221; [...]
<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-11375">0</span> <small>(to vote for this comment, please visit the site)</small></p>
]]></content:encoded>
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		<title>By: Queercents &#187; Investing 101: Keeping Your Costs Low</title>
		<link>http://queercents.com/2007/01/04/investing-101-living-below-your-means/comment-page-1/#comment-11004</link>
		<dc:creator>Queercents &#187; Investing 101: Keeping Your Costs Low</dc:creator>
		<pubDate>Sun, 07 Jan 2007 12:55:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.queercents.com/2007/01/04/investing-101-living-below-your-means/#comment-11004</guid>
		<description>[...] So you are responsibly living below your means, you have conscientiously built up an emergency fund of cash for 3-6 months&#8217; living expenses, you have no &#039;bad&#039; debt, and you&#039;ve even taken care of other basic financial housekeeping, like adequate insurance and a will. Congratulations! You are probably ready to face the risks and rewards of investing 101. [...]&lt;p class=&quot;top-comments&quot;&gt;Current score: &lt;span class=&quot;top-comments-karma&quot; id=&quot;karma-11004&quot;&gt;0&lt;/span&gt; &lt;small&gt;(to vote for this comment, please visit the site)&lt;/small&gt;&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>[...] So you are responsibly living below your means, you have conscientiously built up an emergency fund of cash for 3-6 months&#8217; living expenses, you have no &#8216;bad&#8217; debt, and you&#8217;ve even taken care of other basic financial housekeeping, like adequate insurance and a will. Congratulations! You are probably ready to face the risks and rewards of investing 101. [...]
<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-11004">0</span> <small>(to vote for this comment, please visit the site)</small></p>
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		<title>By: Rich</title>
		<link>http://queercents.com/2007/01/04/investing-101-living-below-your-means/comment-page-1/#comment-10863</link>
		<dc:creator>Rich</dc:creator>
		<pubDate>Fri, 05 Jan 2007 15:38:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.queercents.com/2007/01/04/investing-101-living-below-your-means/#comment-10863</guid>
		<description>Hi Betty,

I&#039;m very sorry to hear about your financial difficulties! As you may know, I&#039;ve had financial issues in the past myself, as have many of our readers. Hopefully as you look around on Queercents, particularly under the Debt, Frugality and Hints sections, you will get some help. 

Nina&#039;s latest on Debt Settlement should give some ideas, too. http://www.queercents.com/2007/01/04/difference-between-debt-consolidation-and-debt-settlement/

We at Queercents are not legally able to give specific financial advice to individuals, but we definitely want to support everyone with general guidance and resources. Hope this helps.&lt;p class=&quot;top-comments&quot;&gt;Current score: &lt;span class=&quot;top-comments-karma&quot; id=&quot;karma-10863&quot;&gt;0&lt;/span&gt; &lt;small&gt;(to vote for this comment, please visit the site)&lt;/small&gt;&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>Hi Betty,</p>
<p>I&#8217;m very sorry to hear about your financial difficulties! As you may know, I&#8217;ve had financial issues in the past myself, as have many of our readers. Hopefully as you look around on Queercents, particularly under the Debt, Frugality and Hints sections, you will get some help. </p>
<p>Nina&#8217;s latest on Debt Settlement should give some ideas, too. <a href="http://www.queercents.com/2007/01/04/difference-between-debt-consolidation-and-debt-settlement/" rel="nofollow">http://www.queercents.com/2007/01/04/difference-between-debt-consolidation-and-debt-settlement/</a></p>
<p>We at Queercents are not legally able to give specific financial advice to individuals, but we definitely want to support everyone with general guidance and resources. Hope this helps.
<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-10863">0</span> <small>(to vote for this comment, please visit the site)</small></p>
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		<title>By: Betty</title>
		<link>http://queercents.com/2007/01/04/investing-101-living-below-your-means/comment-page-1/#comment-10805</link>
		<dc:creator>Betty</dc:creator>
		<pubDate>Thu, 04 Jan 2007 23:53:47 +0000</pubDate>
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		<description>My friend John told me to look on the internets for advice in getting out of debt. I work as a cashier and I don&#039;t make much money. I have three boys I raise as a single mom. The father left a long time ago and only cares about smoking pot. We&#039;ve been on welfare. My partner helps out but she has her own problems. I saw your thing and I thanked God! I really need help but I can&#039;t afford one of those fancy debt people. We can hardly afford food. I mostly ran up the credit cards to pay the rent and to send my boys to school. I can&#039;t save a dime. They keep cutting help and making it more difficult to get any help. What can I do? Can you help me?&lt;p class=&quot;top-comments&quot;&gt;Current score: &lt;span class=&quot;top-comments-karma&quot; id=&quot;karma-10805&quot;&gt;0&lt;/span&gt; &lt;small&gt;(to vote for this comment, please visit the site)&lt;/small&gt;&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>My friend John told me to look on the internets for advice in getting out of debt. I work as a cashier and I don&#8217;t make much money. I have three boys I raise as a single mom. The father left a long time ago and only cares about smoking pot. We&#8217;ve been on welfare. My partner helps out but she has her own problems. I saw your thing and I thanked God! I really need help but I can&#8217;t afford one of those fancy debt people. We can hardly afford food. I mostly ran up the credit cards to pay the rent and to send my boys to school. I can&#8217;t save a dime. They keep cutting help and making it more difficult to get any help. What can I do? Can you help me?
<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-10805">0</span> <small>(to vote for this comment, please visit the site)</small></p>
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