Comments on: Secured Cards Create Credit http://queercents.com/2007/02/27/secured-cards-create-credit/ We're here, We're queer, and We're not going Shopping without Coupons Wed, 10 Mar 2010 04:23:21 -0700 http://wordpress.org/?v=2.9.1 hourly 1 By: Queercents » Overdraft Protection is NOT A Line of Credit! http://queercents.com/2007/02/27/secured-cards-create-credit/comment-page-1/#comment-41951 Queercents » Overdraft Protection is NOT A Line of Credit! Thu, 24 May 2007 16:49:01 +0000 http://www.queercents.com/2007/02/27/secured-cards-create-credit/#comment-41951 [...] I'm writing this with gritted teeth, because I am so insanely mad at myself over the whole overdraft protection thing. As I mentioned in my last post, Mommy Dearest has saved my butt on this issue numerous times of late, as I've been a jobless college student spending an ungodly amount of hours on public transit everyday because I'm too broke to own a car. Oh, wait"this is all a good thing, because I'll be graduating debt-free! (If I can learn to control my bank account before then.) For me, I have never consciously used my ATM/Debit card when I knew I didn't have enough (or any) money in my bank account. All the times I've overdrawn have been because I didn't have an accurate perception of how much money was actually in that black hole. Needless to say, when I overdraw my account, nine times out of ten I am overdrawing by a few dollars. For which I have to pay $27 in fees. Which pisses me off. Since opening a bank account in my own name all of a month ago, I've overdrawn twice, and both times were on accident. (Do you see a pattern here? Someone needs to start writing down all her purchases!) So now I have a crapload of fees to pay because I bought something a few bucks over my limit. Ugh. I need to start thinking about a getting a secured credit card so I can begin to be rewarded for spending other people's money. Responsibly, of course. Now there's a savvy college student. Like what you're reading? Subscribe to our RSS Feed. [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-41951">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] I’m writing this with gritted teeth, because I am so insanely mad at myself over the whole overdraft protection thing. As I mentioned in my last post, Mommy Dearest has saved my butt on this issue numerous times of late, as I’ve been a jobless college student spending an ungodly amount of hours on public transit everyday because I’m too broke to own a car. Oh, wait”this is all a good thing, because I’ll be graduating debt-free! (If I can learn to control my bank account before then.) For me, I have never consciously used my ATM/Debit card when I knew I didn’t have enough (or any) money in my bank account. All the times I’ve overdrawn have been because I didn’t have an accurate perception of how much money was actually in that black hole. Needless to say, when I overdraw my account, nine times out of ten I am overdrawing by a few dollars. For which I have to pay $27 in fees. Which pisses me off. Since opening a bank account in my own name all of a month ago, I’ve overdrawn twice, and both times were on accident. (Do you see a pattern here? Someone needs to start writing down all her purchases!) So now I have a crapload of fees to pay because I bought something a few bucks over my limit. Ugh. I need to start thinking about a getting a secured credit card so I can begin to be rewarded for spending other people’s money. Responsibly, of course. Now there’s a savvy college student. Like what you’re reading? Subscribe to our RSS Feed. [...]

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]]> By: credit guide http://queercents.com/2007/02/27/secured-cards-create-credit/comment-page-1/#comment-37420 credit guide Thu, 03 May 2007 03:57:26 +0000 http://www.queercents.com/2007/02/27/secured-cards-create-credit/#comment-37420 I agree with you Erin. Secured credit cards can really help to build or rebuild credit history. If you applied to the right credit company for the right card, you can be approved even if you had some credit problems in the past and were rejected by other companies. It is good side. When you confirm the bank that you can pay in full and on time and improve your credit history, you can apply for better credit card. Use it wisely and the alluring features of credit cards will be accessible to you in the future.<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-37420">0</span> <small>(to vote for this comment, please visit the site)</small></p> I agree with you Erin. Secured credit cards can really help to build or rebuild credit history. If you applied to the right credit company for the right card, you can be approved even if you had some credit problems in the past and were rejected by other companies. It is good side. When you confirm the bank that you can pay in full and on time and improve your credit history, you can apply for better credit card. Use it wisely and the alluring features of credit cards will be accessible to you in the future.

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]]> By: Market Pro Secure http://queercents.com/2007/02/27/secured-cards-create-credit/comment-page-1/#comment-26765 Market Pro Secure Tue, 27 Mar 2007 01:08:59 +0000 http://www.queercents.com/2007/02/27/secured-cards-create-credit/#comment-26765 The sad side of the story is that for some people the secured credit card seems to be the one and the only one choice at their current situation...<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-26765">0</span> <small>(to vote for this comment, please visit the site)</small></p> The sad side of the story is that for some people the secured credit card seems to be the one and the only one choice at their current situation…

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]]> By: Queercents » AfterEllen.com Readers -- Please Start Here http://queercents.com/2007/02/27/secured-cards-create-credit/comment-page-1/#comment-24700 Queercents » AfterEllen.com Readers -- Please Start Here Mon, 19 Mar 2007 05:47:22 +0000 http://www.queercents.com/2007/02/27/secured-cards-create-credit/#comment-24700 [...] Our finances run the gamut with age and experience. Erin is in college, John is obsessed with tracking expenses, Rich has ideas about investing and Paula's posts are full of career insights and general tips. Currently, Allison is writing a ten-part Tax Series. Since April 15th (or should I say April 17th) is just around the corner… it's worth pointing you to the links: [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-24700">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] Our finances run the gamut with age and experience. Erin is in college, John is obsessed with tracking expenses, Rich has ideas about investing and Paula’s posts are full of career insights and general tips. Currently, Allison is writing a ten-part Tax Series. Since April 15th (or should I say April 17th) is just around the corner… it’s worth pointing you to the links: [...]

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