Comments on: When Do You NEED a Financial Planner?

By: Bonita

Bonita — Fri, 13 Jul 2007 17:28:15 +0000

Forgive me for being clueless, but don't all financial institutions provide services to everyone regardless of gender, age or sexual choice? Do the choices of a boyfiend and girlfriend who would like to save for retirement and maybe one day get married vary to a degree that a boyfiend and a boyfriend with the same goals need to seek out a specialist? I am kinda confused. With that said, I enjoyed your article and opinion on this very much. Great work!

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By: Talbert McMullin

Talbert McMullin — Fri, 15 Jun 2007 02:09:40 +0000

You may not be aware of this but MetLife serves the gay and lesbian community. And Art, you make some good points in your reply.

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By: Queercents » How to Pick a Financial Planner

Queercents » How to Pick a Financial Planner — Thu, 14 Jun 2007 00:17:52 +0000

[...] This article is continued here! Like what you're reading? Subscribe to our RSS Feed. [...]

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By: Bernard Ng

Bernard Ng — Sun, 01 Apr 2007 06:00:17 +0000

Yes, I would think so. You won't know everything and will not know everything about finance. Financial planner has the specialized knowledge which sometimes we don't have. Why not capitalize on their knowledge instead of trying to do everything yourself?

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By: This Week’s CoPF at Tired But Happy - The Sun’s Financial Diary - Accumulating wealth is like building The Great Wall, one brick at a time

Fri, 30 Mar 2007 17:14:49 +0000

[...] When Do You NEED a Financial Planner? By Queercents [...]

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By: The Simple Dollar » The Simple Dollar Morning Roundup: Mutual Fund Week Edition

Mon, 26 Mar 2007 13:30:53 +0000

[...] When Do You Need A Financial Planner? My opinion is generally “never,” but here are some good arguments for situations when you may need one. (@ queercents) Related Posts 25 Rules to Grow Rich By #9: Mutual Fund FeesThe Simple Dollar Morning Roundup: Post-Super Bowl EditionThe Simple Dollar Morning Roundup: Lazy Week EditionHow To Read A Mutual Fund ProspectusThe Simple Dollar Morning Roundup: End of the Year EditionThe Simple Dollar Morning Roundup: Rubio’s Makes Good Fish Tacos EditionThe Simple Dollar Morning Roundup: Instant Oatmeal EditionThe Simple Dollar Morning Roundup: Three Sites You Need To Read EditionThe Bogleheads Have Won: Dipping My Toes Into A Mutual Fund With VanguardThe Simple Dollar Morning Roundup: Wild Wednesday Edition Did you like this article? You can get the complete text of all the latest articles at The Simple Dollar in your email inbox each morning by entering your email address below. Your address will only be used for mailing you the articles, and each one will include a link so you can unsubscribe at any time. No comments yet. Be the first. Leave a reply [...]

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By: Nina

Nina — Mon, 26 Mar 2007 11:54:42 +0000

In this week’s Carnival of Personal Finance:
http://tiredbuthappy.blogspot.com/2007/03/carnival-of-personal-finance-no-93.html

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By: Art Dinkin

Art Dinkin — Wed, 21 Mar 2007 14:44:55 +0000

Nina, Another well written entry about a topic I am passionate about. I would submit for your consideration another category of person who NEEDS a financial planner... the person/couple who has no interest in the details of their financial plan but has a goal they wish to achieve. In my practice I find that this is the most common type of client. They know they want to retire/buy a business/educate their children/be philanthropic etc., but they really are not interested in the details of what it takes. They want to know, "what do I need to do to reach my goal?" Also, while I am mostly in agreement with you about term insurance, I also believe that everyone should own some amount of permanent life insurance. Personally, I own millions of dollars in term insurance and only $250,000 of permanent insurance. It is not for the cash value. In over 17 years of practice I have yet to meet someone who retired on their life insurance. It is instead for my inevitable death. It is not a matter of IF I will die, rather than WHEN. I own term insurance for IF I die with obligations that are unsatisfied. I have permanent insurance for taking care of things I want to happen WHEN I die. Art

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