Comments on: Almost Debt Free: Organize Finances with Goals and Simple, Repeatable Systems http://queercents.com/2007/05/22/almost-debt-free-organize-finances-with-goals-and-simple-repeatable-systems/ We're here, We're queer, and We're not going Shopping without Coupons Wed, 10 Mar 2010 04:23:21 -0700 http://wordpress.org/?v=2.9.1 hourly 1 By: Queercents » Blog Archive » Riding Financial Panic with a List and a Smile http://queercents.com/2007/05/22/almost-debt-free-organize-finances-with-goals-and-simple-repeatable-systems/comment-page-1/#comment-115241 Queercents » Blog Archive » Riding Financial Panic with a List and a Smile Mon, 24 Mar 2008 19:44:53 +0000 http://www.queercents.com/2007/05/22/almost-debt-free-organize-finances-with-goals-and-simple-repeatable-systems/#comment-115241 [...] My finances are well organized, and it’s easy for me to stay on top of my [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-115241">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] My finances are well organized, and it’s easy for me to stay on top of my [...]

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]]> By: Queercents » Almost Debt Free: Too Much Sacrifice? http://queercents.com/2007/05/22/almost-debt-free-organize-finances-with-goals-and-simple-repeatable-systems/comment-page-1/#comment-46072 Queercents » Almost Debt Free: Too Much Sacrifice? Wed, 13 Jun 2007 17:18:10 +0000 http://www.queercents.com/2007/05/22/almost-debt-free-organize-finances-with-goals-and-simple-repeatable-systems/#comment-46072 [...] In this series about preparing for life after debt and how to get there, I’ve covered how to identify bad debt; ways of organizing your finances to reduce bad debt; ideas for implementing a functional budget; and I released the Queercents Expense Tracker to make developing or staying within a budget easier. (Side note: It turns out the Queercents Expense Tracker is functional on both MS Excel and Open Office.) [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-46072">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] In this series about preparing for life after debt and how to get there, I’ve covered how to identify bad debt; ways of organizing your finances to reduce bad debt; ideas for implementing a functional budget; and I released the Queercents Expense Tracker to make developing or staying within a budget easier. (Side note: It turns out the Queercents Expense Tracker is functional on both MS Excel and Open Office.) [...]

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]]> By: Queercents » Almost Debt Free: Making a Budget Possible http://queercents.com/2007/05/22/almost-debt-free-organize-finances-with-goals-and-simple-repeatable-systems/comment-page-1/#comment-42893 Queercents » Almost Debt Free: Making a Budget Possible Tue, 29 May 2007 23:28:10 +0000 http://www.queercents.com/2007/05/22/almost-debt-free-organize-finances-with-goals-and-simple-repeatable-systems/#comment-42893 [...] After I structured my finances with the immediate goal of reducing my debt-to-income ratio, I figured out how much discretionary income I have each month. See Mapping-Your-Future.org for one of the easiest-to-use and most accurate budget calculators that breaks down monthly discretionary income. [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-42893">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] After I structured my finances with the immediate goal of reducing my debt-to-income ratio, I figured out how much discretionary income I have each month. See Mapping-Your-Future.org for one of the easiest-to-use and most accurate budget calculators that breaks down monthly discretionary income. [...]

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]]> By: The Simple Dollar » The Simple Dollar Morning Roundup: Controlling Creative Writing Tendencies Edition http://queercents.com/2007/05/22/almost-debt-free-organize-finances-with-goals-and-simple-repeatable-systems/comment-page-1/#comment-42089 The Simple Dollar » The Simple Dollar Morning Roundup: Controlling Creative Writing Tendencies Edition Fri, 25 May 2007 13:31:06 +0000 http://www.queercents.com/2007/05/22/almost-debt-free-organize-finances-with-goals-and-simple-repeatable-systems/#comment-42089 [...] Almost Debt Free: Organize Finances With Goals and Simple Repeatable Systems This is a very smooth way to organize one’s finances. (@ queercents) [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-42089">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] Almost Debt Free: Organize Finances With Goals and Simple Repeatable Systems This is a very smooth way to organize one’s finances. (@ queercents) [...]

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]]> By: Debbie http://queercents.com/2007/05/22/almost-debt-free-organize-finances-with-goals-and-simple-repeatable-systems/comment-page-1/#comment-41747 Debbie Wed, 23 May 2007 14:15:41 +0000 http://www.queercents.com/2007/05/22/almost-debt-free-organize-finances-with-goals-and-simple-repeatable-systems/#comment-41747 You might want to make a copy of key pages in that financial notebook, say, annually, just in case. The same way people are supposed to back up their computers. Then maybe hide it or lock it up somewhere. I have a similar thing, but it's on my laptop computer (danger!). I e-mail it to myself as an attachment annually. I don't have my actual passwords--I have a few memorized and have code names for them (high, medium, low) and then when none of them work for a new purpose, I modify one of those, and record the unchanged parts as blanks.<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-41747">0</span> <small>(to vote for this comment, please visit the site)</small></p> You might want to make a copy of key pages in that financial notebook, say, annually, just in case. The same way people are supposed to back up their computers. Then maybe hide it or lock it up somewhere.

I have a similar thing, but it’s on my laptop computer (danger!). I e-mail it to myself as an attachment annually. I don’t have my actual passwords–I have a few memorized and have code names for them (high, medium, low) and then when none of them work for a new purpose, I modify one of those, and record the unchanged parts as blanks.

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]]> By: dima http://queercents.com/2007/05/22/almost-debt-free-organize-finances-with-goals-and-simple-repeatable-systems/comment-page-1/#comment-41622 dima Tue, 22 May 2007 23:28:04 +0000 http://www.queercents.com/2007/05/22/almost-debt-free-organize-finances-with-goals-and-simple-repeatable-systems/#comment-41622 I have been using PocketMoney on my Palm Pilot for at least 4 years now and I love it. It is simple enough that I do not feel overwhelmed entering basic info (withdrawals/deposits/transfers) for my accounts. Then when I get my statement, I just go through it checking things off on my Palm then reconcile it. Lately it's become a challenge keeping track of when the statements and payments are due since I've done an AOR and opened some investment accounts. I still use PocketMoney for my records. However, I have also set reminders in my calendar program for each of the bills on their statement due dates. Then, when the statement time comes, I go online, download it, check it against my records and set up an automatic payment either using Wachovia's billpay or automatic billpay from my HYSA. Just do not put it away for later, do it and forget about it. Dima<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-41622">0</span> <small>(to vote for this comment, please visit the site)</small></p> I have been using PocketMoney on my Palm Pilot for at least 4 years now and I love it. It is simple enough that I do not feel overwhelmed entering basic info (withdrawals/deposits/transfers) for my accounts. Then when I get my statement, I just go through it checking things off on my Palm then reconcile it.

Lately it’s become a challenge keeping track of when the statements and payments are due since I’ve done an AOR and opened some investment accounts. I still use PocketMoney for my records. However, I have also set reminders in my calendar program for each of the bills on their statement due dates. Then, when the statement time comes, I go online, download it, check it against my records and set up an automatic payment either using Wachovia’s billpay or automatic billpay from my HYSA. Just do not put it away for later, do it and forget about it.

Dima

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