Comments on: Almost Debt Free: Expense Tracking with the Queercents Free Expense Tracker http://queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/ We're here, We're queer, and We're not going Shopping without Coupons Wed, 10 Mar 2010 04:23:21 -0700 http://wordpress.org/?v=2.9.1 hourly 1 By: Spencer http://queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/comment-page-1/#comment-248085 Spencer Sun, 07 Feb 2010 20:21:50 +0000 http://www.queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/#comment-248085 Here I thought I was the only person left on the planet using MSExcel to track his entire financial picture--including his taxes. If you are really handy with Excel, you can utilize it to track expenses that have been paid or unpaid as well as income that has or has not been received. In this way, you can determine your net worth now--beginning balance-paid expenses+received income--and you can forecast your next worth--begin balance-all expenses+all income. In addition, when categorizing your expenses, you can include your tax and medical withholdings each paycheck. Then, you can create a simple table to do your tax return.<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-248085">0</span> <small>(to vote for this comment, please visit the site)</small></p> Here I thought I was the only person left on the planet using MSExcel to track his entire financial picture–including his taxes. If you are really handy with Excel, you can utilize it to track expenses that have been paid or unpaid as well as income that has or has not been received. In this way, you can determine your net worth now–beginning balance-paid expenses+received income–and you can forecast your next worth–begin balance-all expenses+all income. In addition, when categorizing your expenses, you can include your tax and medical withholdings each paycheck. Then, you can create a simple table to do your tax return.

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]]> By: Queercents » Blog Archive » Creating Financial Systems that Work http://queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/comment-page-1/#comment-187720 Queercents » Blog Archive » Creating Financial Systems that Work Wed, 04 Feb 2009 18:53:09 +0000 http://www.queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/#comment-187720 [...] the Queercents Expense Tracker to get you [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-187720">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] the Queercents Expense Tracker to get you [...]

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]]> By: Queercents » Blog Archive » Banking, Budgets, & Investing 101 for Gen Y: Creating a Budgeting System That Works For You http://queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/comment-page-1/#comment-146842 Queercents » Blog Archive » Banking, Budgets, & Investing 101 for Gen Y: Creating a Budgeting System That Works For You Wed, 30 Jul 2008 22:46:12 +0000 http://www.queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/#comment-146842 [...] looking at a list can help determine where you can spend less money. You can use anything from a simple spreadsheet to a program specifically designed for it. I use and love the website Buxfer, particularly because [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-146842">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] looking at a list can help determine where you can spend less money. You can use anything from a simple spreadsheet to a program specifically designed for it. I use and love the website Buxfer, particularly because [...]

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]]> By: Queercents » Blog Archive » The Bliss Chronicles: Career Transition Finances http://queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/comment-page-1/#comment-124293 Queercents » Blog Archive » The Bliss Chronicles: Career Transition Finances Wed, 30 Apr 2008 19:47:17 +0000 http://www.queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/#comment-124293 [...] Getting Wealthy, I was exploring ways to keep my finances under control and highly organized. Expense tracking has been invaluable in helping me see where I need to reduce my spending. Keeping a financial [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-124293">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] Getting Wealthy, I was exploring ways to keep my finances under control and highly organized. Expense tracking has been invaluable in helping me see where I need to reduce my spending. Keeping a financial [...]

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]]> By: Queercents » Blog Archive » Worthwhile Pursuit: Tailored Recommendations and Fun Personal Finance? http://queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/comment-page-1/#comment-116978 Queercents » Blog Archive » Worthwhile Pursuit: Tailored Recommendations and Fun Personal Finance? Mon, 31 Mar 2008 21:06:12 +0000 http://www.queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/#comment-116978 [...] death-grip on money. So, I was curious if there was something that could rival treasures such as a free expense tracker or an inexpensive budgeting [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-116978">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] death-grip on money. So, I was curious if there was something that could rival treasures such as a free expense tracker or an inexpensive budgeting [...]

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]]> By: Queercents » Blog Archive » Ten Money Questions for Lisa Fernandes http://queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/comment-page-1/#comment-113209 Queercents » Blog Archive » Ten Money Questions for Lisa Fernandes Fri, 14 Mar 2008 12:39:45 +0000 http://www.queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/#comment-113209 [...] What is your worst habit around finances? I’m actually really good with my finances. I use an excel spreadsheet to budget all my money. I know it sounds like a lot to do but I’ve been using it for almost 10 [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-113209">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] What is your worst habit around finances? I’m actually really good with my finances. I use an excel spreadsheet to budget all my money. I know it sounds like a lot to do but I’ve been using it for almost 10 [...]

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]]> By: Queercents » Blog Archive » How to Evaluate Your Current Financial Status and Set Goals http://queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/comment-page-1/#comment-111538 Queercents » Blog Archive » How to Evaluate Your Current Financial Status and Set Goals Fri, 07 Mar 2008 19:42:56 +0000 http://www.queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/#comment-111538 [...] I will be talking about this in more depth when I write about creating a realistic budget. For now, take a look at the last 12 months of expenses and see where your money is going. If you don’t have any way to go back historically and track all your expenses, take a ballpark figure of the last 12 months using your checkbook register, credit cards, and bank statements. Then, going forward, start tracking every dime you spend. There are some good online tools for doing this as well as ones you can download. [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-111538">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] I will be talking about this in more depth when I write about creating a realistic budget. For now, take a look at the last 12 months of expenses and see where your money is going. If you don’t have any way to go back historically and track all your expenses, take a ballpark figure of the last 12 months using your checkbook register, credit cards, and bank statements. Then, going forward, start tracking every dime you spend. There are some good online tools for doing this as well as ones you can download. [...]

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]]> By: Queercents » Blog Archive » Track Financial Goals vs. Expenses with the MoneyPants Budgeting Tool http://queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/comment-page-1/#comment-94686 Queercents » Blog Archive » Track Financial Goals vs. Expenses with the MoneyPants Budgeting Tool Tue, 08 Jan 2008 23:38:49 +0000 http://www.queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/#comment-94686 [...] Almost Debt Free: Expense Tracking with the Queercents Free Expense Tracker [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-94686">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] Almost Debt Free: Expense Tracking with the Queercents Free Expense Tracker [...]

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]]> By: Queercents » Annual Cost of Alcohol is a Buzz Kill: Spend Anyway? http://queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/comment-page-1/#comment-71392 Queercents » Annual Cost of Alcohol is a Buzz Kill: Spend Anyway? Tue, 09 Oct 2007 18:20:04 +0000 http://www.queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/#comment-71392 [...] Drinking drains my wallet, and I’m almost embarrassed to say how much. I like fine microbrews and good wine; I’m a bit less discriminating with spirits, so I save money there. Through tracking my expenses, I’ve learned that I spend between $30-$50 per week on alcohol. Granted, half of the money goes to overpriced bar and restaurant drinks, but if you take the median to project spending by the year’s end, the grand total comes out to $2,080 spent on booze. [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-71392">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] Drinking drains my wallet, and I’m almost embarrassed to say how much. I like fine microbrews and good wine; I’m a bit less discriminating with spirits, so I save money there. Through tracking my expenses, I’ve learned that I spend between $30-$50 per week on alcohol. Granted, half of the money goes to overpriced bar and restaurant drinks, but if you take the median to project spending by the year’s end, the grand total comes out to $2,080 spent on booze. [...]

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]]> By: Queercents » WWYD: Stay In Town, Go Away or Do Nothing for Long Weekends? http://queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/comment-page-1/#comment-62912 Queercents » WWYD: Stay In Town, Go Away or Do Nothing for Long Weekends? Wed, 05 Sep 2007 15:37:32 +0000 http://www.queercents.com/2007/06/05/almost-debt-free-expense-tracking-with-the-queercents-expense-tracker/#comment-62912 [...] The final tally on my expense tracker shows that staying in town wasn’t a significantly frugal choice. In fact, we’re going to have to cut back for the rest of the month to stay on budget. Assuming that we were able to put together a Labor Day escape for a total of $500 (including accommodations, transportation and expenses), we actually only saved 25% of our disposable income by staying in town. How could two frugal guys end up spending so much? [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-62912">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] The final tally on my expense tracker shows that staying in town wasn’t a significantly frugal choice. In fact, we’re going to have to cut back for the rest of the month to stay on budget. Assuming that we were able to put together a Labor Day escape for a total of $500 (including accommodations, transportation and expenses), we actually only saved 25% of our disposable income by staying in town. How could two frugal guys end up spending so much? [...]

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