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	<title>Comments on: Financial Resolutions for 2008, Part I</title>
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	<link>http://queercents.com/2007/12/19/financial-resolutions-for-2008-part-i/</link>
	<description>We're here, We're queer, and We're not going Shopping without Coupons</description>
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		<title>By: Fabulous Financials v2.0 &#187; Link Love: PF Bloggers Set Goals for 2008</title>
		<link>http://queercents.com/2007/12/19/financial-resolutions-for-2008-part-i/comment-page-1/#comment-101870</link>
		<dc:creator>Fabulous Financials v2.0 &#187; Link Love: PF Bloggers Set Goals for 2008</dc:creator>
		<pubDate>Sat, 02 Feb 2008 12:38:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.queercents.com/2007/12/19/financial-resolutions-for-2008-part-i/#comment-101870</guid>
		<description>[...] Financial Resolutions for 2008, Part I and Part II @ Queercents [...]&lt;p class=&quot;top-comments&quot;&gt;Current score: &lt;span class=&quot;top-comments-karma&quot; id=&quot;karma-101870&quot;&gt;0&lt;/span&gt; &lt;small&gt;(to vote for this comment, please visit the site)&lt;/small&gt;&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>[...] Financial Resolutions for 2008, Part I and Part II @ Queercents [...]
<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-101870">0</span> <small>(to vote for this comment, please visit the site)</small></p>
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	<item>
		<title>By: Queercents &#187; Blog Archive &#187; A Student Loan Prepayment Plan, and Other Small Miseries</title>
		<link>http://queercents.com/2007/12/19/financial-resolutions-for-2008-part-i/comment-page-1/#comment-100799</link>
		<dc:creator>Queercents &#187; Blog Archive &#187; A Student Loan Prepayment Plan, and Other Small Miseries</dc:creator>
		<pubDate>Wed, 30 Jan 2008 12:15:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.queercents.com/2007/12/19/financial-resolutions-for-2008-part-i/#comment-100799</guid>
		<description>[...] even talk to me about those resolutions I posted. You&#8217;d think it was halfway through the year, how much has changed in a [...]&lt;p class=&quot;top-comments&quot;&gt;Current score: &lt;span class=&quot;top-comments-karma&quot; id=&quot;karma-100799&quot;&gt;0&lt;/span&gt; &lt;small&gt;(to vote for this comment, please visit the site)&lt;/small&gt;&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>[...] even talk to me about those resolutions I posted. You&#8217;d think it was halfway through the year, how much has changed in a [...]
<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-100799">0</span> <small>(to vote for this comment, please visit the site)</small></p>
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	<item>
		<title>By: Making and Keeping Goals Year-Round</title>
		<link>http://queercents.com/2007/12/19/financial-resolutions-for-2008-part-i/comment-page-1/#comment-97408</link>
		<dc:creator>Making and Keeping Goals Year-Round</dc:creator>
		<pubDate>Fri, 18 Jan 2008 13:05:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.queercents.com/2007/12/19/financial-resolutions-for-2008-part-i/#comment-97408</guid>
		<description>[...] time of year, everybody&#8217;s talking about goals, plans and resolutions-I even set out a few of mine over at Queercents. Have you already given up on your New Year&#8217;s resolutions? Every [...]&lt;p class=&quot;top-comments&quot;&gt;Current score: &lt;span class=&quot;top-comments-karma&quot; id=&quot;karma-97408&quot;&gt;0&lt;/span&gt; &lt;small&gt;(to vote for this comment, please visit the site)&lt;/small&gt;&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>[...] time of year, everybody&#8217;s talking about goals, plans and resolutions-I even set out a few of mine over at Queercents. Have you already given up on your New Year&#8217;s resolutions? Every [...]
<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-97408">0</span> <small>(to vote for this comment, please visit the site)</small></p>
]]></content:encoded>
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	<item>
		<title>By: Queercents &#187; Blog Archive &#187; Financial Resolutions for 2008, Part II</title>
		<link>http://queercents.com/2007/12/19/financial-resolutions-for-2008-part-i/comment-page-1/#comment-91004</link>
		<dc:creator>Queercents &#187; Blog Archive &#187; Financial Resolutions for 2008, Part II</dc:creator>
		<pubDate>Wed, 26 Dec 2007 12:06:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.queercents.com/2007/12/19/financial-resolutions-for-2008-part-i/#comment-91004</guid>
		<description>[...] Last week I analyzed my 2008 financial plans in spending and saving. This week I want to look at the rest of the categories: debt, credit and career. [...]&lt;p class=&quot;top-comments&quot;&gt;Current score: &lt;span class=&quot;top-comments-karma&quot; id=&quot;karma-91004&quot;&gt;0&lt;/span&gt; &lt;small&gt;(to vote for this comment, please visit the site)&lt;/small&gt;&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>[...] Last week I analyzed my 2008 financial plans in spending and saving. This week I want to look at the rest of the categories: debt, credit and career. [...]
<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-91004">0</span> <small>(to vote for this comment, please visit the site)</small></p>
]]></content:encoded>
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		<title>By: Nina</title>
		<link>http://queercents.com/2007/12/19/financial-resolutions-for-2008-part-i/comment-page-1/#comment-89598</link>
		<dc:creator>Nina</dc:creator>
		<pubDate>Thu, 20 Dec 2007 14:36:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.queercents.com/2007/12/19/financial-resolutions-for-2008-part-i/#comment-89598</guid>
		<description>Melissa: You&#039;re smart! The first rule of goal setting is to write it down... just like you&#039;ve done. 

Numerous studies prove there is a direct correlation between goal setting and success, yet few people take the time to articulate these on paper. Just the mere act of writing it down crystallizes the thought and gives it force. You&#039;re on your way to a prosperous 2008!&lt;p class=&quot;top-comments&quot;&gt;Current score: &lt;span class=&quot;top-comments-karma&quot; id=&quot;karma-89598&quot;&gt;0&lt;/span&gt; &lt;small&gt;(to vote for this comment, please visit the site)&lt;/small&gt;&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>Melissa: You&#8217;re smart! The first rule of goal setting is to write it down&#8230; just like you&#8217;ve done. </p>
<p>Numerous studies prove there is a direct correlation between goal setting and success, yet few people take the time to articulate these on paper. Just the mere act of writing it down crystallizes the thought and gives it force. You&#8217;re on your way to a prosperous 2008!
<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-89598">0</span> <small>(to vote for this comment, please visit the site)</small></p>
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		<title>By: Debbie M</title>
		<link>http://queercents.com/2007/12/19/financial-resolutions-for-2008-part-i/comment-page-1/#comment-89394</link>
		<dc:creator>Debbie M</dc:creator>
		<pubDate>Wed, 19 Dec 2007 18:14:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.queercents.com/2007/12/19/financial-resolutions-for-2008-part-i/#comment-89394</guid>
		<description>I think of both of these categories as &quot;budgeting.&quot;  Every month I save a certain amount towards &quot;long-term fun&quot; (vacations, electronics, furniture, and other expensive stuff), my next car (I also buy very used cars - if you save $50/month when you first buy it, then you can have enough to pay cash for the next one), retirement, and now housing renovations.

I try to take one or two one-week vacations each year.  This year I visited another town in my state and I went on a cruise.  I haven&#039;t decided what to do next year yet.  I don&#039;t see needing any new furniture or computer stuff.

I&#039;m going to continue not buying a car.  (I like to buy them ten years old and keep them as long as reasonably possible, which I expect to be about ten years.  My car&#039;s &quot;only&quot; 17 years old and still doing great, so even though I hate the way the seatbelts and doorlocks work, I&#039;m going to keep it.)  So buy the end of the year I should have $600 more toward the next one.

I&#039;ve just started saving for renovations.  And I want so many!  First, I&#039;ll get an inspection to see the current shape of my house.  Then I&#039;ll get an architect to make a long-term plan.  Next will probably be making a laundry room of some kind, moving the washer out of the kitchen into the this laundry room.  We&#039;ll put a baker&#039;s rack or something in the hole.

Next will be adding a cabinet where the washer was, adding a dishwasher, and replacing the countertop covering it all.

Then maybe a screened-in porch along the back.  Or re-doing the wiring or plumbing may have to happen.

Of these, I should be able to afford the inspection and maybe the architect&#039;s plan next year.  I may divert some of my long-term fund money into this also.&lt;p class=&quot;top-comments&quot;&gt;Current score: &lt;span class=&quot;top-comments-karma&quot; id=&quot;karma-89394&quot;&gt;0&lt;/span&gt; &lt;small&gt;(to vote for this comment, please visit the site)&lt;/small&gt;&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>I think of both of these categories as &#8220;budgeting.&#8221;  Every month I save a certain amount towards &#8220;long-term fun&#8221; (vacations, electronics, furniture, and other expensive stuff), my next car (I also buy very used cars &#8211; if you save $50/month when you first buy it, then you can have enough to pay cash for the next one), retirement, and now housing renovations.</p>
<p>I try to take one or two one-week vacations each year.  This year I visited another town in my state and I went on a cruise.  I haven&#8217;t decided what to do next year yet.  I don&#8217;t see needing any new furniture or computer stuff.</p>
<p>I&#8217;m going to continue not buying a car.  (I like to buy them ten years old and keep them as long as reasonably possible, which I expect to be about ten years.  My car&#8217;s &#8220;only&#8221; 17 years old and still doing great, so even though I hate the way the seatbelts and doorlocks work, I&#8217;m going to keep it.)  So buy the end of the year I should have $600 more toward the next one.</p>
<p>I&#8217;ve just started saving for renovations.  And I want so many!  First, I&#8217;ll get an inspection to see the current shape of my house.  Then I&#8217;ll get an architect to make a long-term plan.  Next will probably be making a laundry room of some kind, moving the washer out of the kitchen into the this laundry room.  We&#8217;ll put a baker&#8217;s rack or something in the hole.</p>
<p>Next will be adding a cabinet where the washer was, adding a dishwasher, and replacing the countertop covering it all.</p>
<p>Then maybe a screened-in porch along the back.  Or re-doing the wiring or plumbing may have to happen.</p>
<p>Of these, I should be able to afford the inspection and maybe the architect&#8217;s plan next year.  I may divert some of my long-term fund money into this also.
<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-89394">0</span> <small>(to vote for this comment, please visit the site)</small></p>
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