The 5th article of a series of articles.

Manage and Balance Financial Energy Centers:

Chakra SystemWhat are you plugging your money energy into and how much of it are you expending for any one cause? Let’s now focus on your MONEY DISTRIBUTION. I will show you how to apply an ancient spiritual system to managing and balancing your flow of green paper bills and coins. In India, there is something called the Hindu chakra system which maps out various energy centers along the human body. Knowledge of these energy centers are vital to organizing your distribution of money. (See Figure 1 to the right for a picture of the locations of the energy centers – click on image to expand)

Starting below is a verbal description of the chakra system and its relationship to money. By applying this sacred system to your financial life you will LEARN HOW TO BUDGET while supporting major life areas that with money can flourish. Keep in mind: although I list life areas associated with each chakra that seek financial attention, you can certainly add your own special areas that are unique to you.

The Chakra Money Balance Sheet (a.k.a. Budget)

Chakra One: This energy center, located at the base of the spine, manages physical health, body maintenance, and survival-related bills (food, shelter, clothes). Below, pen in the approximate amount of money you allocate to each item monthly, unless indicated otherwise:

Gym Membership:__________ Sports: ___________

Groceries: __________ Supplements: __________

Rent/Mortgage: __________ Utilities: __________

Clothes: ___________ Dentist (yearly): __________

Doctor (yearly): ___________ Hygiene: ___________

Hair: ___________

Other chakra one expenses: ______________________________________
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Chakra Two: This energy center, located at the belly button, manages emotional health, relationships, and it’s also the pleasure center (e.g., entertainment). The items listed here are not necessities like those listed for chakra one, rather they are a privilege that comes with having extra money. Approximately, how much money do you give to this chakra monthly, unless indicated otherwise?

Life Coach/Shrink:__________ Books/Reading: _________

Gifts (yearly): __________ Socializing:__________

Vacation (yearly):__________ Dining Out: __________

Car: ___________ Car Insurance: __________

Boating: __________ Motorcycle: _________

Parties: __________ Date(s): ___________

Fun: ___________ Shopping: __________

Other chakra two costs: ________________________________________
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Chakra Three: This energy center is located at the solar plexus (above the belly button and under the diaphragm). It manages personal savings. How much money do you put aside for yourself, monthly?

How much money do you put in a savings account? __________

How much money do you put in a retirement account? __________

How much money do you put in an investment portfolio? __________

How much money do you put in real estate? ___________

Other investments: ______________________________________________
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Chakra Four: This energy center, located at the heart, manages compassion. How much money do you give/donate to charities and/or to tithing, monthly? __________

Other costs (e.g., financially helping a friend or a family member): ___________
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Chakra Five: This energy center, located at the throat, manages self-expression. Approximately, how much money do you spend on expressing yourself through creative outlets, monthly?

Painting: __________ Music Lessons: __________

Writing:__________ Crafts: __________

Drawing: __________ Gardening: __________

Guitar/Piano Playing: __________ Photography: __________

Other costs for hobbies that exhibit your creative expression: _______________
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Chakra Six: This energy center, located on the forehead between the eyebrows, manages your dream and social vision. How much money are you giving to actualizing your dream onto the physical plane, a dream that is also serving humanity in the positive direction? For example, are you opening your own organic restaurant? Clinic? Job website service? Retail outlet? Health store? What amount of your money are you using to materialize your dream—your “heart of hearts” dream? _____________

Other costs: ____________________________________________________
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Chakra Seven: This energy center, located on the crown of your head, manages your spirituality (i.e., your connection to Source Energy), learning, and brain functioning. Below, pen in the amount of money you give to developing your higher human potentials, monthly.

Meditating:__________ Praying: __________

Taking classes on higher mind-body disciplines (e.g., yoga, tai-chi) and/or higher philosophies (e.g., Buddhism, Mysticism, Hinduism): __________

General/Specific Learning: __________

Other costs: ____________________________________________________
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When you look at the dollar values for each chakra you’ll notice the chakra(s) that is not balanced. For example, if you are controlled by money and most of your money is tied up in chakra one (survival needs) then the rest of your chakra system—and hence ALL OF YOU—is not getting proper financial attention.

By contrast, a person who has money EVENLY distributed in all seven chakras is a person who is a master of money, not a slave to money, no matter the size of his/her income. This person’s thinking is different than a person controlled by money. How rich or poor you live your life is a matter of your thought process. This puts the creation of poverty and wealth into your hands and is your responsibility. There is no one to blame for your crippled financial state. As proof of this higher philosophy, see the movie titled Pursuit of Happyness. Actor Will Smith plays real life father Chris Gardner who went from being homeless and living on the streets with his five-year-old son to owning a million dollar business. When interviewed on the Oprah television show, Gardner recalls his mother telling him as a young boy that he could make a million dollars. That positive thought stuck in his mind and he acted on it.

Paying Into Your Chakra System

My goal for you is for you to equally fund yourself across the holistic seven center chakra system so that ALL OF YOU gets proper financial attention and growth. With that being said, I encourage you to get into the habit of using money—which is a form of energy—as a path to spiritual evolution and personal growth.

Paying into your chakra centers so that your system is equally financed is quite like what a friend of mine was taught to do during her attendance at a major financial seminar. The financially well-to-do host instructed the participants to label buckets according to life categories (e.g., vacation, me, retirement, charity, entertainment, mortgage, bills, etc.) so as to create awareness of what needs money. AGAIN, THE IDEA IS THAT IF YOU SET UP WHAT NEEDS TO BE PAID THEN YOU CREATE FINANCIAL PATHS TO ACQUIRING THE DESIRED OBJECT(S). If there is no path, the eventual possession or ownership of the object is minimized (unless of course you are a multi-millionaire and don’t need to create little paths to achieving your desires).

Let’s go through an example of setting up the chakras to receive money. Assume that you make $30,000 dollars a year. You give survival chakra one $18,000 dollars yearly (rent, food, clothes). You give pleasure center, chakra two, $5,000 dollars yearly (car, payments, entertainment, fun, dating). To honor chakra three, you save $50 dollars a month ($600 dollars for the year). The remaining $6400 dollars is unaccounted for, as you don’t know what you spend it on other than on life’s unexpected events.

You can plug that floating money into the upper chakras so as to activate your higher financial centers. For example: allocate money to tithing (chakra four), to self-expression (chakra five), to your vision (chakra six), and to higher learning (chakra seven). Monies invested in these upper chakras serve to develop your character into a more complete and balanced person.

Chakra System Financial WorksheetUse the Worksheet to the right (click on image to expand) to balance your financial energy centers. Wholeness is success. When you radiate success, you magnetize more of it to you. When you are finished with the worksheet, proceed to the visualization exercise, below.

Self-Help Exercise: Abundance Visualization

Quantum physics teaches: the energy realm controls the physical realm of life. Given that fact, use visualization to see money (as energy) being deposited into all your chakra energy centers. Do the following visualization now (and every day hereafter) so as to create strong associations within your brain between the thought of depositing money into each chakra center and the feelings (gratitude, joy, excitement) of receiving money for each center. These feelings serve to generate the physical manifestation of money being deposited into each chakra—and may even open unexpected doorways to more income.

Find a quiet, non-distracting area to do this important abundance visualization. When you are ready, start with chakra one, below.

Chakra One: In your mind, imagine money (e.g., $1000 dollars, or you pick an amount believable to you) immediately being deposited into your first financial center located at the base of your spine. Feel that all of your health and survival needs are taken care of with ease and abundance. See yourself having more than enough money to pay for your house, utility bills, organic groceries, and for all of your health needs such as a gym membership as well as doctor and dentist appointments.

Chakra Two: In your mind, visualize money (e.g., $1000 dollars, or you pick an amount) immediately being deposited into your second financial energy center located at your belly button. Feel that all of your relationships are secure and all of your pleasures are met. For example, you are able to go to any entertainment event you want. Your vehicle is paid off. You have and enjoy all the pleasures of life, effortlessly.

Chakra Three: In your mind, imagine money (e.g., $1000 dollars, or you pick an amount) immediately being deposited into your third financial energy center located at your solar plexus. Feel the joy and security of watching your savings account accumulate in great wealth. See your investment portfolio expand as you fund growing and lucrative options.

Chakra Four: In your mind, visualize money (e.g., $1000 dollars, or you pick an amount) immediately being deposited into your fourth financial energy center. Feel the love and gratitude from the people whom you have freely given some of this money to in order to help them improve their quality of life. See the positive karmic consequences of your financial tithing.

Chakra Five: In your mind, imagine money (e.g., $1000 dollars, or you pick an amount) immediately being deposited into your fifth financial energy center located at your throat. Feel the liberation inside of your body and mind as money is helping you to nurture your hobbies and talents. For example, you now have the financial means to express yourself whether that means cultivating your own garden or developing your culinary skills or enhancing your artistic abilities—whatever is important to you.

Chakra Six: In your mind, visualize money (e.g., $1000 dollars, or you pick an amount) immediately being deposited into your sixth financial energy center located on your forehead between your eyebrows. Feel the excitement of having more than enough resources to turn your dream into a reality. For example, your ideal home is being developed or your business venture is being embraced and supported.

Chakra Seven: In your mind, imagine money (e.g., $1000 dollars, or you pick an amount) immediately being deposited into your seventh financial energy center located on the top of your head. Feel your divine connection to the Source of Life and allow this bliss to fill up your every cell. You are joyful and thankful for all that you are, for all that you experience, and for your abundant life that is supported by the Source.

Visualize all your seven chakras filled with money abundance and that abundance protruding outward to the external reality.

When you are ready, open your eyes. . . .

In the next article I will discuss MULTIPLE STREAMS OF COINS.

Hang tight.

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For more information on Dr. Lana Marconi’s private therapy practice in the Orange County, California area, and to download her self-help books visit: www.drlana.com.