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	<title>Comments on: Bank Failures: Is your money safe? The skinny on FDIC insurance limits.</title>
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	<link>http://queercents.com/2008/07/21/bank-failures-is-your-money-safe-the-skinny-on-fdic-insurance-limits/</link>
	<description>We're here, We're queer, and We're not going Shopping without Coupons</description>
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		<title>By: Queercents &#187; Blog Archive &#187; Are You a Money Stasher?</title>
		<link>http://queercents.com/2008/07/21/bank-failures-is-your-money-safe-the-skinny-on-fdic-insurance-limits/comment-page-1/#comment-228685</link>
		<dc:creator>Queercents &#187; Blog Archive &#187; Are You a Money Stasher?</dc:creator>
		<pubDate>Tue, 14 Jul 2009 19:15:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.queercents.com/2008/07/21/bank-failures-is-your-money-safe-the-skinny-on-fdic-insurance-limits/#comment-228685</guid>
		<description>[...] to the economy more people are &#8220;stashing&#8221; money and valuables at home out of fear of an economic collapse and the places they hide things are [...]&lt;p class=&quot;top-comments&quot;&gt;Current score: &lt;span class=&quot;top-comments-karma&quot; id=&quot;karma-228685&quot;&gt;0&lt;/span&gt; &lt;small&gt;(to vote for this comment, please visit the site)&lt;/small&gt;&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>[...] to the economy more people are &#8220;stashing&#8221; money and valuables at home out of fear of an economic collapse and the places they hide things are [...]
<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-228685">0</span> <small>(to vote for this comment, please visit the site)</small></p>
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		<title>By: Queercents &#187; Blog Archive &#187; Banking, Budgets, &#38; Investing 101 for Gen Y: What Accounts Are You Setting Up and Where</title>
		<link>http://queercents.com/2008/07/21/bank-failures-is-your-money-safe-the-skinny-on-fdic-insurance-limits/comment-page-1/#comment-146851</link>
		<dc:creator>Queercents &#187; Blog Archive &#187; Banking, Budgets, &#38; Investing 101 for Gen Y: What Accounts Are You Setting Up and Where</dc:creator>
		<pubDate>Thu, 31 Jul 2008 00:46:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.queercents.com/2008/07/21/bank-failures-is-your-money-safe-the-skinny-on-fdic-insurance-limits/#comment-146851</guid>
		<description>[...] just be sitting in a checking account earning a tenth of a percent interest. Even if you have the FDIC maximum balance, you&#8217;re only making around hundred dollars a year, depending on your banks interest rates. [...]&lt;p class=&quot;top-comments&quot;&gt;Current score: &lt;span class=&quot;top-comments-karma&quot; id=&quot;karma-146851&quot;&gt;0&lt;/span&gt; &lt;small&gt;(to vote for this comment, please visit the site)&lt;/small&gt;&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>[...] just be sitting in a checking account earning a tenth of a percent interest. Even if you have the FDIC maximum balance, you&#8217;re only making around hundred dollars a year, depending on your banks interest rates. [...]
<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-146851">0</span> <small>(to vote for this comment, please visit the site)</small></p>
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		<title>By: Wednesday Wrap-up-The First &#124; Penny For My Thoughts</title>
		<link>http://queercents.com/2008/07/21/bank-failures-is-your-money-safe-the-skinny-on-fdic-insurance-limits/comment-page-1/#comment-144822</link>
		<dc:creator>Wednesday Wrap-up-The First &#124; Penny For My Thoughts</dc:creator>
		<pubDate>Thu, 24 Jul 2008 01:12:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.queercents.com/2008/07/21/bank-failures-is-your-money-safe-the-skinny-on-fdic-insurance-limits/#comment-144822</guid>
		<description>[...] Nina over at Queercents blogged about a run on the bank in 2008 looks like [...]&lt;p class=&quot;top-comments&quot;&gt;Current score: &lt;span class=&quot;top-comments-karma&quot; id=&quot;karma-144822&quot;&gt;0&lt;/span&gt; &lt;small&gt;(to vote for this comment, please visit the site)&lt;/small&gt;&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>[...] Nina over at Queercents blogged about a run on the bank in 2008 looks like [...]
<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-144822">0</span> <small>(to vote for this comment, please visit the site)</small></p>
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		<title>By: Nina</title>
		<link>http://queercents.com/2008/07/21/bank-failures-is-your-money-safe-the-skinny-on-fdic-insurance-limits/comment-page-1/#comment-144465</link>
		<dc:creator>Nina</dc:creator>
		<pubDate>Tue, 22 Jul 2008 13:57:09 +0000</pubDate>
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		<description>&lt;strong&gt;Steven:&lt;/strong&gt; Thanks for the comment and suggestions. I took the liberty to add in the hyperlinks for our readers. Hunt away!&lt;p class=&quot;top-comments&quot;&gt;Current score: &lt;span class=&quot;top-comments-karma&quot; id=&quot;karma-144465&quot;&gt;0&lt;/span&gt; &lt;small&gt;(to vote for this comment, please visit the site)&lt;/small&gt;&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p><strong>Steven:</strong> Thanks for the comment and suggestions. I took the liberty to add in the hyperlinks for our readers. Hunt away!
<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-144465">0</span> <small>(to vote for this comment, please visit the site)</small></p>
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		<title>By: Steven</title>
		<link>http://queercents.com/2008/07/21/bank-failures-is-your-money-safe-the-skinny-on-fdic-insurance-limits/comment-page-1/#comment-144406</link>
		<dc:creator>Steven</dc:creator>
		<pubDate>Tue, 22 Jul 2008 05:40:34 +0000</pubDate>
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		<description>From my experience in checking participating bank rates over the past several months, the CDARS deposit program banks do NOT pay higher end of the market for deposits.  In my opinion, still easy to get better paying bank names/web site addresses from sites such as: Bauerfinancial-CD Rate Watch (&lt;a href=&quot;http://bauerfinancial.com/home.html&quot; rel=&quot;nofollow&quot;&gt;BauerFinancial.com&lt;/a&gt;), GoTalk Money (&lt;a href=&quot;http://www.gotalkmoney.com/&quot; rel=&quot;nofollow&quot;&gt;GoTalkMoney.com&lt;/a&gt;) or Money-Rates-com (&lt;a href=&quot;http://www.money-rates.com/&quot; rel=&quot;nofollow&quot;&gt;Money-Rates.com&lt;/a&gt;).  Another VERY GOOD savings deposit blog is &lt;a href=&quot;http://www.bankdealsblog.com/&quot; rel=&quot;nofollow&quot;&gt;bankdealsblog.com&lt;/a&gt;. 

If I had millions to invest, I would stay away from deposit brokers and would go direct to Banks/S&amp;L&#039;s by looking actively on the web and look daily at these 4 web sites  Best to stay below $100,000 per account for Individual; most will take $95,000 and send monthly interest checks.  Don&#039;t forget local credit unions also.  They should be insured by NCUA (similar to FDIC for Banks &amp; S&amp;L&#039;s.)

Good hunting!&lt;p class=&quot;top-comments&quot;&gt;Current score: &lt;span class=&quot;top-comments-karma&quot; id=&quot;karma-144406&quot;&gt;0&lt;/span&gt; &lt;small&gt;(to vote for this comment, please visit the site)&lt;/small&gt;&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>From my experience in checking participating bank rates over the past several months, the CDARS deposit program banks do NOT pay higher end of the market for deposits.  In my opinion, still easy to get better paying bank names/web site addresses from sites such as: Bauerfinancial-CD Rate Watch (<a href="http://bauerfinancial.com/home.html" rel="nofollow">BauerFinancial.com</a>), GoTalk Money (<a href="http://www.gotalkmoney.com/" rel="nofollow">GoTalkMoney.com</a>) or Money-Rates-com (<a href="http://www.money-rates.com/" rel="nofollow">Money-Rates.com</a>).  Another VERY GOOD savings deposit blog is <a href="http://www.bankdealsblog.com/" rel="nofollow">bankdealsblog.com</a>. </p>
<p>If I had millions to invest, I would stay away from deposit brokers and would go direct to Banks/S&amp;L&#8217;s by looking actively on the web and look daily at these 4 web sites  Best to stay below $100,000 per account for Individual; most will take $95,000 and send monthly interest checks.  Don&#8217;t forget local credit unions also.  They should be insured by NCUA (similar to FDIC for Banks &amp; S&amp;L&#8217;s.)</p>
<p>Good hunting!
<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-144406">0</span> <small>(to vote for this comment, please visit the site)</small></p>
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		<title>By: Serena</title>
		<link>http://queercents.com/2008/07/21/bank-failures-is-your-money-safe-the-skinny-on-fdic-insurance-limits/comment-page-1/#comment-144307</link>
		<dc:creator>Serena</dc:creator>
		<pubDate>Mon, 21 Jul 2008 16:54:43 +0000</pubDate>
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		<description>Nina, great questions.  I don&#039;t have an answer yet because I&#039;m still figuring out what all of this means for me.  But the news about Fanni Mae, Freddie Mac, and now Indy Mac definitely makes me feel like the economy is in BIG TIME trouble.  Forget recession.  I think we&#039;re WAY beyond that!&lt;p class=&quot;top-comments&quot;&gt;Current score: &lt;span class=&quot;top-comments-karma&quot; id=&quot;karma-144307&quot;&gt;0&lt;/span&gt; &lt;small&gt;(to vote for this comment, please visit the site)&lt;/small&gt;&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>Nina, great questions.  I don&#8217;t have an answer yet because I&#8217;m still figuring out what all of this means for me.  But the news about Fanni Mae, Freddie Mac, and now Indy Mac definitely makes me feel like the economy is in BIG TIME trouble.  Forget recession.  I think we&#8217;re WAY beyond that!
<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-144307">0</span> <small>(to vote for this comment, please visit the site)</small></p>
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