Mobile Phone BillI just blogged about how much I hate my cell phone bill, and today I changed our plan and lowered it! We have U.S Cellular, so we have free incoming minutes. We also have free mobile to mobile minutes so talking to each other is free, and we have the free nights and weekends. When I looked at the confusing break down of our bill I saw that we use around 1200 minutes per month, and I wondered – is that 1200 anytime minutes? Or does that 1200 include just talking time – meaning all the free minutes too, and if so – how many anytime minutes do we actually use (being that we pay for 1,000).

It turns out that the 1200 is a total of all minutes. About a third of these minutes are mobile to mobile (free), nights and weekends are about a tenth of our minutes (free), and about 20% of them are incoming (also free), which means we only use 250-350 anytime minutes per month! My immediate instinct was to jump down to the 750 anytime plan, but then I realized maybe we could upgrade to a national plan.

We currently have an old-school wide area plan, which means we have roaming minutes when we’re out of town. This is a sore point when Brittany goes away because she tends to talk more than I do, and just plain annoying when I’m out of town because I have to always borrow someone’s phone. Since we rarely go over 350 anytime minutes, I chose a 550 anytime national plan which is still $10 cheaper than our current plan. We’re now saving $10/month, staving off fights about using roaming minutes, AND cutting down on annoying our hosts when visiting from out of town. Sha-Zammm!

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Martinique Miller lives in Chicago with her partner, Brittany. She writes a personal finance blog with her two sisters, called Thrifty Sisters where they share their success with money.

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