Comments on: My Financial Implosion: Filing Bankruptcy http://queercents.com/2009/01/27/my-financial-implosion-filing-bankruptcy/ We're here, We're queer, and We're not going Shopping without Coupons Thu, 18 Mar 2010 03:42:20 -0700 http://wordpress.org/?v=2.9.1 hourly 1 By: Queercents » Blog Archive » My Financial Implosion: Recovery is Possible http://queercents.com/2009/01/27/my-financial-implosion-filing-bankruptcy/comment-page-1/#comment-233177 Queercents » Blog Archive » My Financial Implosion: Recovery is Possible Tue, 04 Aug 2009 20:14:13 +0000 http://www.queercents.com/?p=6212#comment-233177 [...] me with an unsecured loan for so much money.  I had, after all, lost a home to foreclosure and filed for bankruptcy.  Didn’t that make a difference?  Were they [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-233177">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] me with an unsecured loan for so much money.  I had, after all, lost a home to foreclosure and filed for bankruptcy.  Didn’t that make a difference?  Were they [...]

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]]> By: Queercents » Blog Archive » My Financial Implosion: Taking the Show on the Road http://queercents.com/2009/01/27/my-financial-implosion-filing-bankruptcy/comment-page-1/#comment-230102 Queercents » Blog Archive » My Financial Implosion: Taking the Show on the Road Tue, 21 Jul 2009 20:13:52 +0000 http://www.queercents.com/?p=6212#comment-230102 [...] of economic necessity.  I was in the middle of a financial implosion, my home was in foreclosure, I had filed bankruptcy, and I moved into my trailer as a way of avoiding homelessness.  Although I certainly would have [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-230102">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] of economic necessity.  I was in the middle of a financial implosion, my home was in foreclosure, I had filed bankruptcy, and I moved into my trailer as a way of avoiding homelessness.  Although I certainly would have [...]

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]]> By: Queercents » Blog Archive » My Financial Implosion: Credit After Bankruptcy http://queercents.com/2009/01/27/my-financial-implosion-filing-bankruptcy/comment-page-1/#comment-211707 Queercents » Blog Archive » My Financial Implosion: Credit After Bankruptcy Tue, 05 May 2009 20:13:28 +0000 http://www.queercents.com/?p=6212#comment-211707 [...] my bankruptcy was discharged in January of 1998, I had one very important question on my mind: How do I rebuild [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-211707">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] my bankruptcy was discharged in January of 1998, I had one very important question on my mind: How do I rebuild [...]

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]]> By: Queercents » Blog Archive » My Financial Implosion: Disaster Strikes http://queercents.com/2009/01/27/my-financial-implosion-filing-bankruptcy/comment-page-1/#comment-193790 Queercents » Blog Archive » My Financial Implosion: Disaster Strikes Tue, 03 Mar 2009 20:13:25 +0000 http://www.queercents.com/?p=6212#comment-193790 [...] a year after I filed bankruptcy, I found myself doing a bit better.  I was living in my 18-foot trailer, I’d bought a new-to-me [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-193790">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] a year after I filed bankruptcy, I found myself doing a bit better.  I was living in my 18-foot trailer, I’d bought a new-to-me [...]

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]]> By: Queercents » Blog Archive » My Financial Implosion: Buying a Truck after Bankruptcy http://queercents.com/2009/01/27/my-financial-implosion-filing-bankruptcy/comment-page-1/#comment-192116 Queercents » Blog Archive » My Financial Implosion: Buying a Truck after Bankruptcy Tue, 24 Feb 2009 20:13:47 +0000 http://www.queercents.com/?p=6212#comment-192116 [...] January 1998, I received a letter from the bankruptcy court informing me that my bankruptcy had been discharged.  It was a welcome relief to know that the worst of the mess was behind me.  [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-192116">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] January 1998, I received a letter from the bankruptcy court informing me that my bankruptcy had been discharged.  It was a welcome relief to know that the worst of the mess was behind me.  [...]

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]]> By: Queercents » Blog Archive » My Financial Implosion: Keeping Sane http://queercents.com/2009/01/27/my-financial-implosion-filing-bankruptcy/comment-page-1/#comment-190751 Queercents » Blog Archive » My Financial Implosion: Keeping Sane Tue, 17 Feb 2009 20:13:49 +0000 http://www.queercents.com/?p=6212#comment-190751 [...] into foreclosure, a number of readers asked how I managed to keep my sanity and minimize the impact my bankruptcy had on my work productivity. To be honest, it wasn’t easy. For a long time, it seemed that at [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-190751">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] into foreclosure, a number of readers asked how I managed to keep my sanity and minimize the impact my bankruptcy had on my work productivity. To be honest, it wasn’t easy. For a long time, it seemed that at [...]

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]]> By: Queercents » Blog Archive » My Financial Implosion: Living in an RV http://queercents.com/2009/01/27/my-financial-implosion-filing-bankruptcy/comment-page-1/#comment-189029 Queercents » Blog Archive » My Financial Implosion: Living in an RV Tue, 10 Feb 2009 21:13:53 +0000 http://www.queercents.com/?p=6212#comment-189029 [...] Sunday, November 30, 1997, I officially became homeless. I’d filed bankruptcy, my house had foreclosed, and I’d put all my possessions in storage. I didn’t have anywhere [...]<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-189029">0</span> <small>(to vote for this comment, please visit the site)</small></p> [...] Sunday, November 30, 1997, I officially became homeless. I’d filed bankruptcy, my house had foreclosed, and I’d put all my possessions in storage. I didn’t have anywhere [...]

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]]> By: Serena http://queercents.com/2009/01/27/my-financial-implosion-filing-bankruptcy/comment-page-1/#comment-186590 Serena Wed, 28 Jan 2009 15:54:53 +0000 http://www.queercents.com/?p=6212#comment-186590 Alex, I'm shocked that your friends abandoned you. That's horrible!<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-186590">0</span> <small>(to vote for this comment, please visit the site)</small></p> Alex, I’m shocked that your friends abandoned you. That’s horrible!

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]]> By: Scott http://queercents.com/2009/01/27/my-financial-implosion-filing-bankruptcy/comment-page-1/#comment-186456 Scott Wed, 28 Jan 2009 01:20:19 +0000 http://www.queercents.com/?p=6212#comment-186456 Hi Alex - thanks for sharing your story. I also declared bankruptcy, but unlike you, I didn't tell anyone. I have always been a professional and made good on all my debts and I was just too ashamed that I couldn't make it. When my partner became very ill due to AIDS-related conditions, I needed to quit my job to take care of him. Bills quickly mounted, and help was not there (it would have been if we were poor - but since we had a little money, no one would help. But that is another story!) Needless to say, I tried to keep my head above water for a year but it was too much. My trustee was very nice and understanding but it was a very humbling experience. I'm glad to say that after 4 years, my partner's health has stabilized and I have been able to return to the professional world. We have retirement funds, extra savings and have just closed on a new house! We are amazed at how quickly life can turn and we are being extra careful in having emergency funds to cover rainy days. We also have a few friends that find themselves struggling now - and all I can tell them is "if bankruptcy is going to be your only option: do it now! The sooner you get it over, the sooner you can get back to pulling your life together" Thank you!<p class="top-comments">Current score: <span class="top-comments-karma" id="karma-186456">0</span> <small>(to vote for this comment, please visit the site)</small></p> Hi Alex – thanks for sharing your story. I also declared bankruptcy, but unlike you, I didn’t tell anyone. I have always been a professional and made good on all my debts and I was just too ashamed that I couldn’t make it.

When my partner became very ill due to AIDS-related conditions, I needed to quit my job to take care of him. Bills quickly mounted, and help was not there (it would have been if we were poor – but since we had a little money, no one would help. But that is another story!) Needless to say, I tried to keep my head above water for a year but it was too much. My trustee was very nice and understanding but it was a very humbling experience.

I’m glad to say that after 4 years, my partner’s health has stabilized and I have been able to return to the professional world. We have retirement funds, extra savings and have just closed on a new house! We are amazed at how quickly life can turn and we are being extra careful in having emergency funds to cover rainy days. We also have a few friends that find themselves struggling now – and all I can tell them is “if bankruptcy is going to be your only option: do it now! The sooner you get it over, the sooner you can get back to pulling your life together”

Thank you!

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