Still searching for ways to save money, I did a little assessment of my expenditures.  I learned I could only take frugal so far.   How about you?

Have you ditched the landline?
My potential yearly savings – $360

I can’t let it go yet. It costs me $30 a month.  That’s $360 a year out the window.  It’s killing me.  But I have to admit, it was tough switching to push button, too.

Gone (news)paper-less?
My potential savings – $265

I haven’t let this one go either. It’s that local paper.  It just doesn’t read well on-line.  And the Sunday paper, too.  Most major newspapers are available on line for free now.

Turned the heat down?
My potential savings – I estimate about $500

This is worth every penny to me. I hate being cold.

Gone fluorescent?
My potential savings – I estimate about $20

Light bulbs, I can change. I have mostly done this.  I am getting used to the way I look in the mirror under fluorescent light.  That was the hardest part of the transition.  Has anyone found 3-way fluorescent light bulbs?

Switched to regular gas?
My potential savings – $0

I’m there already.  I  have no problem with this one.  I always buy regular gas.  Most cars are fine on it.  The premium grades offer nothing, really.

Stopped changing your oil every 3000 miles?
My cost per year – $0

No problem for me here, either.  I’m always late having it changed, anyway.  But every 7,500 miles is fine for most all cars.

Stopped buying a new car every three years?
My cost per year – $$$$$$$

This was forced!  My car was totaled by a falling tree – nope, I wasn’t in it, thank goodness!
Increased expenses:  for car insurance, loan interest, and excise tax on a new car are brutal.

There’s a lot of great money-saving ideas out there.  Which ones are easy – or impossible! – for you to do?

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