Building a new financial life: decisions are all mine
It’s been six months since my big gay divorce and I’m doing so well that sometimes I forget how recently it was and how profoundly it shook me. My finances, like my social-life, self esteem and grocery-shopping schedule are still being worked out, and all in their own time. In many ways it was a long time ago ‘“ it was in the dead of winter, it was before the UCLA conference where I presented a paper, before Christmas and my 31st birthday, before some of the friends I see almost daily were leading ladies in my life, before weeks of below zero temperatures, before we knew whether Obama would be our next president or not. But when I stare down my dwindling bank account near the end of the month I have to remember that six months wasn’t so very long ago. It can take awhile to build a whole new financial life, I am doing a fine job of it.
In my previous post I recounted a few splurges. Despite some judgmental comments, I had money in my savings account for two great new summer dresses and did some shifting around to compensate for a few nights out with new friends. I don’t categorize these as anything close to ‘˜bad life choices.’ On the contrary, I think it’s important to stretch out, try things, and reinvent one’s priorities after such a big life change. Maybe eight months ago saving to have a baby was one of my top priorities, or a new bike for my ex was a shared high priority. Determining my new priorities, however is as awkward and exciting as adolescence. Do I want to save for a vacation with my friends? Do I want to overhaul my wardrobe? Take more dance classes? Contribute at the same rate to my long-term savings account?
Maybe when you’re in a relationship a night in with good wine and thai food delivery is simply IT. Maybe when you’re young and single in a big city with fantastic friends a few nights on the town where you pass on the PBR for some decent beer is a better way to spend money. Maybe I just realized that there are way too many live music and theater opportunities than I can handle, but am certain I want to handle some of them. Maybe I want to take someone out.
The beauty here is that these decisions are all mine. It’s my money and my future. And I love advice. I regularly solicit it from my parents and my older sister. My sister is particularly good at advice and encouragement when I call in tears convinced that I’ll always be poor, am terribly irresponsible, and other irrational thoughts that usually spill over after a late fee from the dvd store or something equally unremarkable. In moments where I wonder how I’m going to make it to the end of the month I look back at the live music I saw, the night out with a friend, the thai delivery with just me, the promise of a new crush or the growing stockpile in my savings account and remind myself it’s been six months, and lately I feel better than ever, and that’”that is priceless.
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Martinique Miller writes a personal finance blog with her two sisters, called Thrifty Sisters where they share their struggles and success with finances. She also writes the Lesbian Relationships column for The Chicago Examiner.
Photo credit: stock.xchng.
Martinique (I just love your name, btw!)…
Good for you for becoming more happy as a single person. This is a great time for you to be doing all of that important self discovery that will help you build your next great relationship.
Staying single and not settling does take guts. You are well on your way…