Good afternoon, Queercents readers.

Last time on my vlog, we discussed credit cards–how to get ’em, how to keep ’em, and what to do with ’em. I asked for ideas on what to do, and Lynn brilliantly responded that she’d like to know how to use credit cards responsibly. There’s always a psychological component to spending, so today, that’s precisely what I will talk about.

Check it out:

If you have any ideas for future entries, please leave them and any questions in the comments below!