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Queercents is a syndicate of personal finance writers serving the lesbian, gay, bisexual and transgender (LGBT) community. Through our writings, we are dedicated to helping you lead a moneyed life.

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Holiday Credit Card Debt

Happy Groundhog Day, Queercents readers! It is I, your friendly neighborhood vlogger, back from hiatus with a new blog post on holiday credit card debt.

I know the holidays are long gone, but if you’re young and just went through your first holiday season without school as an excuse, you probably racked up the charges on your card. It’s okay. I wouldn’t recommend doing it again, but it’s understandable. You’re not alone! Millions of others do the same thing. The only thing is, millions of others are in credit card debt and don’t save any money. Don’t be like that! Nurture the sugar daddy within. And please, follow my advice, which follows below.

Vlog: Implementing a Budget

Good evening, Queercents readers.

As you will recall from my previous post on building a budget, so this week is of course information on how to implement a budget, plus some ideas on how to keep yourself faithful. Check the video!

I want to thank all of you for enjoying my vlog series but unfortunately my time has come to an end. I have to concentrate on some other projects, but I want you to know how much fun I’ve had doing this. Hopefully you have learned a lot, and I will stick around and visit from time to time! Thanks again to all of you.

Xo,

Clint

Vlog: How to Build a Budget

Good evening, Queercents readers.

Have you ever built a budget before? Ben told me he hasn’t, and that’s why I’d like to tell him how. Unfortunately, it turned out to be a bigger question to answer than I’d first anticipated. Rather than bore you with all the details today, I’m going to start you on building your budgets now, and when we meet next time, you’ll be able to figure out how to solve problem areas with your budget.

Please leave me questions and comments in the space below.

Vlog: How to Use Credit Cards Responsibly

Good afternoon, Queercents readers.

Last time on my vlog, we discussed credit cards–how to get ‘em, how to keep ‘em, and what to do with ‘em. I asked for ideas on what to do, and Lynn brilliantly responded that she’d like to know how to use credit cards responsibly. There’s always a psychological component to spending, so today, that’s precisely what I will talk about.

Check it out:

If you have any ideas for future entries, please leave them and any questions in the comments below!

Vlog: Credit Cards

Good evening, Queercents readers.

Are you terrified of credit cards? It’s understandable. Millions of Americans are buried in credit card debt. But you’re different, aren’t you? You’ve decided that credit cards aren’t for you. You’re not ever going to bother. That’s safe, isn’t it?

Well, let me tell you something right now: you can have a credit card, use it responsibly, and build good credit. Start out right! And check this new vlog.

Vlog: Student Loans, Part Tres

Good afternoon, Queercents readers.

This is the final installment in a series on student loan debt. Seemingly the most fundamental part of student lending, making payments is actually the most difficult. Not only are there misconceptions, but there are just plain bad practices a lot of people have when paying down their debts. Join me as we explore these together.

Parts one and two are linked for your viewing pleasure, in case you happened to have missed them.

Leave me questions and concerns in the comments below. If there’s a topic on Gen Y finances you’d like me to cover, please let me know!

Vlog: Student Loans, Part Dos

Good afternoon, Queercents readers.

Part two of my three-part series exploring student loan debt is now available. In this episode, I discuss consolidating federal and private student loans. It’s not quite time to make payments, but it is time to get your loans all in order to start paying them off. Come learn about a very common misconception that can cost you thousands! Of dollars, even!

This second installment actually contains exciting information that will guaranteed not put you to sleep. Also, you may or may not find out what color underwear I’m wearing. Only watching will uncover these secrets.

Part one can be viewed here incase you missed it the first time.

Vlog: Student Loans, Part Uno

Good morning, Queercents readers.

Do you have student loans that are currently accruing interest? Maybe you’re paying them off instead. Or perhaps you’re a college student in waiting and you’d like to strategize paying off your debts now rather than later. In any case, this three-part vlog series is for you.

This first installment, Student Lending: Part 1 is solely dedicated to discussing terms and terminology so that the rest of the series makes sense. It’s the most boring, but I still make it entertaining. I may or may not have taken my shirt off somewhere in the video, so you’ll have to watch the whole thing to find out!