Archives for Almost Debt Free
New Years’ Consolidation
Happy New Years' 2012! Let's make this year a prosperous one! First, you may consider transferring those high interest rate credit cards to a card that can give you 12…
Almost Debt Free: Leisure and Entertainment Without Incurring Debt
Last month I pondered the question if I sacrificed too much on my path to becoming debt free. Context then and context now is important. I wrote the article in…
Almost Debt Free: Choosing the Best Emergency Savings Plan For You
There are two camps to the emergency savings issue. Camp A tells you to immediately pay off your debts and let credit be your emergency cushion until you can start…
Almost Debt Free: How to Save for a Down Payment on a Home
As I steadily venture into new territory of debt free life, I must admit that my confidence is beginning to wane. It's sort of like being the new kid in…
The Almost Debt Free Approach to Student Loan Debt Reduction vs. Investing vs. Savings
"After today, the fortune fan will find look out, after today."- David Bowie Last week I wrote about confronting your net worth, which hopefully wasn't too disheartening an experience. If…
Almost Debt Free: Confronting and Understanding the Purpose of Net Worth
"Homer: He might have all the money in the world, but there's one thing he can't buy. Marge: What's that? Homer: A dinosaur." -The Simpsons I've always found the topic…
Almost Debt Free: Too Much Sacrifice?
"Perhaps all pleasure is only relief."- William S. Burroughs In this series about preparing for life after debt and how to get there, I've covered how to identify bad debt;…
Almost Debt Free: Expense Tracking with the Queercents Free Expense Tracker
"There is all of the difference in the world between paying and being paid." -Herman Melville Why expense track? For most of us, money comes in much less often than…
Almost Debt Free: Making a Budget Possible
"Some of us think holding on makes us strong; but sometimes it is letting go." -- Herman Hesse Merriam-Webster defines a budget as "the amount of money that is available…
Almost Debt Free: Organize Finances with Goals and Simple, Repeatable Systems
"My fault, my failure, is not in the passions I have, but in my lack of control of them."- Jack Kerouac So now you know the difference between good debt…