Queercents

We have a lovely friend who is staying with us this month. He was in the process of moving anyway and he had agreed to stay with our cats for 10 days while we are on vacation. Besides, he would have needed to borrow money for August rent at his new place. Buying food this month is enough of a challenge. He is a 38 year old artist and art instructor and won’t see another payday until mid-September. I’ve been helping him budget and generally discussing issues of money with him so you can imagine my surprise when he declared last night that while he is willing to save some money once it starts flowing again he “deserves a vacation and plans to take a long weekend for his birthday in September to get up to the Appalachian Trail (12 hour drive from here) and hike for 4 days.”

Now I am all for treating yourself well. No one wants to be so consumed with saving money that they never spend any for personal satisfaction. But what was really interesting to me is that the “treat” was getting away for the vacation and that no amount of personal satisfaction was expected from saving money. That was just something that had to be done. I couldn’t help myself of course and gently pointed out to him that he would find an incredible amount of comfort in having even a small amount set aside for “unexpected” expenses like rent and food next semester. I suggested that perhaps a smaller treat like a massage might be acceptable in September and that the trip could be postponed a couple of months until he had some savings and there was a semester break. He was open to this and genuinely surprised to hear that some financial security could be liberating. I did not mention (though I wanted to) that if he had money set aside he could have spent some or all of the 6 weeks he wasn’t working or watching cats to hike the trail or anything else that pleased him. Read the rest of this entry »

The 6th article of a series of articles.

Multiple Streams of Coins:

In the twentieth century, people were raised to get a job with a good company and they were encouraged to work their way up the company ladder. Staying with one company showed a person’s loyalty and commitment in exchange for job security and benefits.

The twenty-first century has shown a different lifestyle than the century before it. Rarely do employees stay at the same corporation for extended periods of time and for several reasons: people get a five-year itch to change careers; or corporations get bought (or downsize) and employees get leave packages; or corporations just go bankrupt while stealing the employees’ hard earned savings (e.g., Enron in America).

With the onset of the Information Age—quick access to Internet data—people have had their time freed up, enabling them to work at home instead of at the office. This type of mobility and freedom has allowed—and motivated—people to seek secondary or multiple streams of income while simultaneously managing their day-to-day job. Read the rest of this entry »

The 5th article of a series of articles.

Manage and Balance Financial Energy Centers:

What are you plugging your money energy into and how much of it are you expending for any one cause? Let’s now focus on your MONEY DISTRIBUTION. I will show you how to apply an ancient spiritual system to managing and balancing your flow of green paper bills and coins. In India, there is something called the Hindu chakra system which maps out various energy centers along the human body. Knowledge of these energy centers are vital to organizing your distribution of money. (See Figure 1 to the right for a picture of the locations of the energy centers – click on image to expand)

Starting below is a verbal description of the chakra system and its relationship to money. By applying this sacred system to your financial life you will LEARN HOW TO BUDGET while supporting major life areas that with money can flourish. Keep in mind: although I list life areas associated with each chakra that seek financial attention, you can certainly add your own special areas that are unique to you.

The Chakra Money Balance Sheet (a.k.a. Budget)

Chakra One: This energy center, located at the base of the spine, manages physical health, body maintenance, and survival-related bills (food, shelter, clothes). Below, pen in the approximate amount of money you allocate to each item monthly, unless indicated otherwise: Read the rest of this entry »

The 4th article of a series of articles.

In the previous article I showed you how to psychologically deal with any negative thought patterns that your psyche has been spinning when it comes to money. And, I encouraged you to vocally affirm positive thought forms so as to override any lingering self-sabotaging thoughts that stand in the way of your claim to wealth.

EVERY DECISION you make about money from this day forward needs to be rooted in positive and worthy mentally derived values that promote good health—should YOU commit to creating your best financial life. Below is a brief list of POSITIVE CORE VALUES for you to start making choices from in terms of how to use, treat, and handle money. Read the list of values and decide how they are applicable to your life. You can also brainstorm your own list of values to anchor your money decisions in. The list:

1. Love: Money is neutral energy. Stop (right now) hating it, being angry at it, or making yourself feel worthless because of your lack of it. Learn to develop an intimate relationship with money and love it. Love paying your bills. Love RECEIVING money. When you love money (energy), you attract money to you. A financially successful friend of mine sings to himself the following affirmation that I encourage you to happily shout every day: Read the rest of this entry »

The third article of a series of articles.

In the previous article I spoke to some of the more common debilitating thought-forms that act to sabotage a person’s wealth. Now I will show you HOW TO address these “inner robbers of wealth” and HOW TO rid them from your psyche, forever. I invite you to read and practice the self-help exercises below for this “address and rid” process. Afterward, once your psyche is cleansed your mind will be more receptive to being anchored with healthy core thoughts pertinent to your wealth enhancement. Onto the “address and rid” process (you’ll need a pen and paper or a journal book).

Self-Help Exercise: Investigating Poverty “ah-ah” Moments
One way to understand any subconscious barrier to money harmony is to reflect on your “childhood story.” Reflecting can pinpoint the source of a victim based thought-seed. ONCE YOU’VE UNCOVERED THE SEED, YOU’LL NEED TO UNDERSTAND WHY YOU’VE NEEDED TO BE MOTIVATED BY THAT PARTICULAR SEED. This insight (“ah-ha” moment) is crucial, as it will assist you in releasing the ill-thought so as to make room in the mind for a positive thought. With that in mind, perform the following four steps below. Read the rest of this entry »

The second article of a series of articles.

In the movie The Secret, chiropractor and renowned speaker Dr. John Demartini said: “Your psychology will determine 80 percent of your wealth.” As a doctorate student of psychology learning about the power of the mind, I have come to agree with his wise words. In the following article and others to come, I will demonstrate THE POWER OF THE MIND with respect to finances.

For those readers who didn’t read my introductory article, I will recap it here (so that I can flow into the following article knowing that we are all on the same page). Here it is:

There are many internal conflicts within the human psyche that people are motivated to resolve in order to flourish in life. One of those conflicts is the resolution of poverty consciousness versus wealth consciousness. (Consciousness means mindset.) Humans are innately motivated to resolve this conflict and seek prosperity. One path to building an abundant mindset involves executing the following tasks: Read the rest of this entry »

There are many internal conflicts within the human psyche that people are motivated to resolve in order to flourish in life and experience greatness. One of those conflicts is the resolution of poverty consciousness versus wealth consciousness. (Consciousness means mindset.) Humans are innately motivated to resolve this conflict and secure prosperity. One path to building an abundant mindset involves executing the following tasks:

1. Unlocking the subconscious door to wealth;

2. Applying affirmations and values to govern money handling;

3. Managing and balancing financial energy centers; and,

4. Setting up multiple streams of coins. Read the rest of this entry »