Up To $100 Cash Back Card Offers
This Weeks Credit Card Deals: $75 to $100 Cash Back!
I run a credit card website and thought I would give you the down-lo on the hottest deals out there in terms of credit cards today. Since it is Friday and you are sitting at your desk wondering what you could or would or should be doing today I figured this is the best time to say you need to be looking into better credit cards. Some of the cards listed on the site give you big rebates on certain items and others give you less than one percent in some cases. This week we are going to consider all of these cards but put in one major factor which is the cash back you get once you spend a certain amount upon first usage of the card. Big bonuses such as these are taking off in the travel credit cards and in the popular cash back cards.
UPDATE: GO here for our latest credit card bonus offers!
The Discover More Credit Card is offering $75 cash back when you spend $500 in purchases within 3 months. This offer is similar to the airline offers of getting 20,000 or so miles after spending $750 or so with American Express and Citibank. Then you have our favorite offer right now with Chase Freedom ® Visa where they want to give you $100 big ones for making $799 in purchases and we know that is pretty easy to do in a few months during Christmas or Back to School seasons that are right around the corner.
Citibank just ended their $40 bonus when opening up a new card account but these offers should still be going on for a few weeks. The Citi Diamond Preferred Rewards Card is still offering a $50 with an account opening.
Business Credit Cards
If you own a business there is a few business credit cards added to our line this week from Chase including the Ink Bold which can not only help you master your business more but save money at 3% cash back on dining, fuel, home improvement stores, and office supply purchases. If you are not using a business card for your company now then you may consider it at least for making your taxes that much easier. The Ink Cash(SM) Business claims that Points are 25% more valuable than American Express Membership Rewards points when you book travel through Ultimate Rewards. Oh and keep in mind that these restaurant purchases include bar and clubs that all come up as restaurants saving you 3% under dining. Can you imagine how much Kathy Griffin could be saving using this card?
Keep in mind all these bonuses and rebates may not be around long with all this new legislation passing left and right. A new law on Financial reform could make the credit card companies go even more creative finding ways to try and keep their most loyal customers happy. Discover SimplyCash Business Card, American Express’ cash back card that repays your business with cash back.
What are your favorite credit card offers? or best reward or rebate cards?
DJ, these are all great incentives, but what are the interest rates that the credit card companies charge for these bells and whistles? And how do all of the perks get paid for? Right now, merchants end up paying a higher per-transaction rate for customers who use rewards cards. So many merchants pass that cost right back to the card user by charging a swipe fee. For example, most of the locally-owned coffee shops in Tempe charge customers $0.50 to use a debit/credit card.
I see the pros that you’re talking about, but I also think that the cons have to be taking into account.
Serena,
I have not had that happen to me yet and I use my credit cards for most everything. The ones I use for rewards I pay off each month though or the interest rates would be higher than the non-rewards cards. That’s too bad the coffee shops and some of the locally-owned shops are charging extra fees.. I sure hope that does not worsen due to all this new credit card legislation. I love earning cash back.