Author Archives: John - Page 9
Almost Debt Free: How to Save for a Down Payment on a Home
As I steadily venture into new territory of debt free life, I must admit that my confidence is beginning to wane. It's sort of like being the new kid in…
Sleeping With Money: Baby, You Can Drive My Car, But Let’s Talk Insurance
It's summer, and here come the road trips. On a recent excursion down the Pacific coast with Zac and some friends, I started thinking about a Sleeping With Money lesson…
WWYD: Consider the Effects of Gay Gentrification Before Moving or Buying a Home?
As we were driving past one of my old neighborhoods, my friend tells her girlfriend, "And Johnny used to live here when this place was called Western Addition, before it…
The Almost Debt Free Approach to Student Loan Debt Reduction vs. Investing vs. Savings
"After today, the fortune fan will find look out, after today."- David Bowie Last week I wrote about confronting your net worth, which hopefully wasn't too disheartening an experience. If…
Almost Debt Free: Confronting and Understanding the Purpose of Net Worth
"Homer: He might have all the money in the world, but there's one thing he can't buy. Marge: What's that? Homer: A dinosaur." -The Simpsons I've always found the topic…
Procrastination Can Be Fun, But Not for Finances
It's amazing how many strategies exist for killing procrastination. Lifehacker has perhaps the best self-help compilation because they link to everything that helps you understand, combat or even make procrastination…
Almost Debt Free: Too Much Sacrifice?
"Perhaps all pleasure is only relief."- William S. Burroughs In this series about preparing for life after debt and how to get there, I've covered how to identify bad debt;…
Money, Math and a Defense of Diet Coke Plus
I keep saying that I hate math, but about twice a month I'm writing about a calculation that shows some sort of annual savings or squandering. Methinks it's time I…
Almost Debt Free: Expense Tracking with the Queercents Free Expense Tracker
"There is all of the difference in the world between paying and being paid." -Herman Melville Why expense track? For most of us, money comes in much less often than…
Almost Debt Free: Making a Budget Possible
"Some of us think holding on makes us strong; but sometimes it is letting go." -- Herman Hesse Merriam-Webster defines a budget as "the amount of money that is available…