Archives for Retirement
Where to Find LGBTQ Senior Housing & Retirement Communities
LGBTQ retirement homes and long-term care facilities have been a vision since the mid-1990s. During the last 27 years, independent housing developers as well as cities, non-profit housing developers, and…
No aversion to conversion: IRA to Roth
Gay and lesbian couples who choose to have children often do so later in life. After all, no children are conceived "accidentally" in LGBT families. A parent who chooses to…
Same-Sex Marriage and Retirement Plans
At MorningstarAdvisor, Natalie Choate answered the question below about same-sex marriage and retirement plans. She practices law in Boston, specializing in estate planning for retirement benefits. Her book, Life and…
I Have the Current Economy to Thank for Crystallizing my Ultimate Personal Finance Goal
I used to just be interested. Now I'm obsessed with financial independence. As Queercents readers probably know, financial independence does not equate with wealth. At least not wealth the way…
3 Easy Steps For A Smooth Retirement
Part 3-of-3 Now not to be a downer, but my series can't end without at least mentioning estate planning and retirement, especially because so much can be done ahead of…
Monte Carlo estimator for retirement planning
How do I figure out whether I'm saving enough for retirement? What's the impact of one bad year in the stock market? How much can inflation erode my nest egg?…
The Rise of the Nouveau Frugalese Or, Why Those Cups of Coffee Won’t Amount to a Hill of Beans
My friend P. used to work at a local independent bookstore. She loved her work, but it didn't really pay much and she eventually left for a better-paying job.* This…
Four things you need to know about Roth 401(k)’s
When I posted recently on how to choose whether to fund your 401(k), Roth, or traditional IRA, I forgot to mention another category: the Roth 401(k). The Roth 401(k) rocks.…
Should I fund my 401(k), Roth, or traditional IRA?
There are three types of retirement investment accounts for employees: 401(k), Roth IRA, and the traditional IRA. If your employer offers a match to your 401(k) contributions, then your first…
Careful If You Relocate – State Budget Shortfalls Mean Higher State Taxes
41 states could go bankrupt by 2009-2010 - the table below shows which are the worst. As state governments scramble to stay above water - cutting both unneeded and needed…