Archives for Savings & Budgets - Page 7
Unexpected expenses typically $2000 annually
'œSave it for a rainy day' '“ Proverb According to a study released by the Consumer Federation of America, the typical person has around $2,000 of unexpected expenses in an…
Three Tips for Tracking Expenses
'œIt's hard to lead a cavalry charge if you think you look funny on a horse.' '“ Adlai Stevenson You would think since I write about money and work in…
City Dweller’s Income Slashed, Happiness Discovered
Everyone around me is talking about how chipper I am these days. It's true. I've become rather perky, and I'm proud of it despite the fact I'm freaking out some…
How To Project Your Cash Flow
I am constantly amazed at the amount of money people waste on bank charges. Overdraft fees are not worth the line of credit they provide. Are you wandering the rough…
Dollar-Par Is An Alternative But Effective Budgeting Method
Here is a budgeting idea that I've used from time-to-time for short or extended periods. The basic concept is similar to golf. In golf a hole is classified according to…
Happiness is a Balanced Checkbook
"If you want to live a happy life, tie it to a goal, not to people or things." -- Albert Einstein I balance my checkbook every month. According to Moebs…
They Call It Pet Sharing, Not Rent-A-Dog
I'm a dog lover. If you were to see me walking down the street, you'd think I'm a serious guy who is always in a rush. But show me a…
Get a Handle On Your Junk
I became a Life Coach only after having my own business as a personal organizing coach, a job I still occasionally do. I love to go through and get rid…
Almost Debt Free: Choosing the Best Emergency Savings Plan For You
There are two camps to the emergency savings issue. Camp A tells you to immediately pay off your debts and let credit be your emergency cushion until you can start…
Are You Bankrupting Yourself and Your Children?
There is nothing like the joy of parents being able to treat their kids to stuff they really want. Experiences, vacations, toys, and all the other fun material stuff that…